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The money you deposit in your current or savings account is actually a form of investment.
You may not think of it in this way, but the money you deposit in your current or savings account is actually a form of investment.
Leaving your money as a simple cash deposit is generally considered one of the safest investment options. It’s always a good idea to keep enough funds in a cash account that you can access quickly in case of financial emergency. Although you’ll typically receive interest on these cash deposits, you should be aware that inflation can reduce your real return, over time.
About cash funds
Alongside bank or building society accounts, cash investments can take various other forms, such as bank deposit certificates, and cash funds provided by fund managers. Money market funds are a further option. These are short-term, liquid investments with a very high credit quality, that invest solely in cash or cash equivalents. They include things like commercial paper, government bonds, and certificates of deposit.
