Choice of risk level
There are five MyFolio risk levels to choose from.
Designed for investors with a conservative approach to investing and who prefer to take a small amount of risk to achieve modest or relatively stable returns. You accept there may be some short-term periods of fluctuation in value.
Designed for relatively cautious investors who want to achieve a reasonable return and are prepared to accept risk in doing so. Typically, these portfolios will exhibit relatively modest yet frequent fluctuations in value.
Designed for investors with a balanced attitude to risk, e.g. do not seek risky investments but do not avoid them either. You are prepared to accept fluctuations in the value of your investments to try to achieve better long-term returns. You understand that your investments may be subject to frequent and, at times, significant fluctuations in value.
Designed for investors who are relatively comfortable with investment risk, aim for higher long-term returns, and understand that this can mean some sustained periods of poorer performance. You are prepared to accept significant fluctuations in value to try to achieve better long-term returns.
Designed for investors who are very comfortable with investment risk, aim for high long-term investment returns and do not overly worry about periods of poorer performance in the short-to-medium term. Ordinarily, these portfolios can be subject to the full extent and frequency of stock market fluctuations.