Standard Life Investments

The team behind MyFolio

We believe that the fund solutions team at the heart of MyFolio offers us a real competitive advantage. Comprised of highly-experienced portfolio managers and fund analysts, the team's fund selection methodology is based on 'the five P's – philosophy, process, people, performance and price. The team is headed by Bambos Hambi who has been managing fund-of-fund portfolios since 1978.

In addition to the fund solutions team, there is our multi-asset investing team which oversees tactical asset allocation (where we look to take advantage of short-term investment opportunities). More than 50-strong, it offers expertise in economics, individual stock, thematic, quantitative (mathematical) and risk analysis.

We also engage Moody's Analytics – a world-leading expert in financial risk-modelling – to help select the mix of asset classes that we believe will generate the highest expected investment return over the longer term within the given level of risk in each fund.